INSURANCE — risk coverage you pay premiums for
A second, separate discount on top of the premium tax credit that cuts your deductible, your copays and coinsurance, and your annual out-of-pocket maximum. A plan with a $750 deductible migh…
INSURANCE CHIP (Children's Health Insurance Program)Centers for Medicare & Medicaid Services — run by your state, alongside MedicaidLow-cost comprehensive health coverage for children in families that earn too much for Medicaid — and in some states for pregnant women too. Routine well-child doctor and dental visits are f…
INSURANCE MedicaidCenters for Medicare & Medicaid Services — run by your state Medicaid agencyComprehensive health coverage, free or nearly free, for people with low income. It is insurance rather than cash, and it is an entitlement — if you meet your state's rules the state must enr…
INSURANCE Medicare $35 insulin capCenters for Medicare & Medicaid ServicesIf you have Medicare, you pay no more than $35 for a one-month supply of each covered insulin product — under Part B and under Part D. It is a statutory price cap inside your coverage, not a…
INSURANCE NAP — Noninsured Crop Disaster AssistanceUSDA Farm Service AgencyINSURANCE YOU BUY, for crops with no federal crop insurance available — fruits, vegetables, aquaculture, floriculture, mushrooms, turfgrass, ginseng, honey, maple sap. Catastrophic coverage …
INSURANCE Social Security Disability Insurance (SSDI)Social Security AdministrationSSDI pays you, and in some cases your family members, if you have a disability and worked long enough paying Social Security taxes. It is tied to your work record — you paid for it out of ev…
INSURANCE Unemployment InsuranceU.S. Department of Labor with state unemployment agenciesCash benefits for workers who lost a job through no fault of their own. It is insurance your employer paid premiums into, not a handout and not a loan — you do not repay it. It is a joint fe…
INSURANCE VA disability compensationU.S. Department of Veterans AffairsA monthly TAX-FREE payment to veterans who got sick or injured while serving, or whose existing condition was made worse by service. It covers physical conditions and mental health condition…
Not financial or legal advice. Program terms change — verify eligibility, amounts, and deadlines with the administering agency before acting.