LOAN — you repay this, with interest
Also a LOAN — long-term fixed-rate financing for major fixed assets, originated by a Certified Development Company alongside a senior lender. Up to $5.5 million, over 10, 20 or 25 years, at …
LOAN SBA 7(a) loanU.S. Small Business Administration (loans made by participating lenders)This is a LOAN. You repay it, with interest, in monthly payments of principal and interest out of the business’s cash flow. The SBA does not lend you the money — it guarantees part of what a…
LOAN SBA 7(a) LoanU.S. Small Business AdministrationA LOAN — you repay it with interest. The SBA does not hand you cash; it guarantees a bank loan so a lender is more willing to approve you. There is no "SBA grant" version of this. Calling it…
LOAN SBA microloanU.S. Small Business Administration, through intermediary lendersA LOAN of up to $50,000, though the average is about $13,000, made by SBA-designated intermediary lenders — usually community non-profits. Interest generally runs 8% to 13%, with up to seven…
LOAN SBA MicroloanU.S. Small Business AdministrationA LOAN of up to $50,000 (average around $13,000), made through nonprofit intermediary lenders — you repay it with interest. Useful for startups and small needs, but it is borrowed money, not…
LOAN USDA Section 502 Direct Home Loan (with payment subsidy)U.S. Department of Agriculture, Rural Housing ServiceThis is a LOAN. It is a very good one — USDA lends directly, and a payment subsidy can cut your effective payment down to what you would pay if the loan carried a 1% interest rate — but it i…
Not financial or legal advice. Program terms change — verify eligibility, amounts, and deadlines with the administering agency before acting.